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Cash Balance Plans

Maximum Savings Opportunities

Unlike Defined Contribution Plans, which restrict annual contributions to around $60,000, Cash Balance plans allow for higher contribution amounts in a qualified retirement program. Cash balance plans are typically used in combination with a Defined Contribution plan to maximize retirement savings.

Wondering how much more you could save by utilizing a Cash Balance plan? Try our calculator below.

Calculate how much you could save in a Cash Balance plan


Your 2023 annual Cash Balance contribution could be as high as:


Do you have additional partners or employees you need to take into consideration?

Would you like to get a detailed actuarial illustration on your exact amount?

Click below to get your free illustration for a larger population or contact us to get started designing your plan today.


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  • These numbers are estimates based on a number of factors, actual amounts might vary once a formal illustration is provided.
  • These estimates are based on 2022 plan information and limits.
  • The content on this page is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial or other advise. All content on this site is information of a general nature and does not address the circumstances of any particular individual or entity.